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Couponing 101 in Boston

Local folks can join me for a casual breakfast to learn about the basics of couponing at Eastern Standard restaurant, 528 Commonwealth Ave, Boston, MA 02215 on Monday, May 21st.

You do not need to be EXTREME to save money!

You have probably all heard about extreme couponing and may be intimidated.  That show is NOT realisitic and you do not need to be a crazy to save signifiant money for your families. With only 30 minutes per week you can be saving 30 – 75% off your grocery bill and never pay for toothpaste again.

At Couponing 101 you will learn everything you need to know to get started and more:

  • Why coupon?
  • Where to get coupons.
  • Coupon Organization
  • Coupon Lingo
  • Couponing Strategies – How and when to use coupons
I hope you will join our small group discussion so you can start saving today.
There will be 2 sessions on Monday 5/21/12 so choose the one that works best for you.
  • 8:00 am – 9:30am
  • 9:45am – 11:15am 

Get your Couponing 101 tickets now.

I hope you can join us!

This event is being sponsored by Eventbrite Boston/hosted in partnership with Maven of Savin.

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Filed Under: Couponing 101, Tell Me How

Stop & Shop Coupon Policy

Stop & Shop Coupon Policy

There has been word of a possible coupon policy change at Stop & Shop. I will check it out with my contacts, but in the meantime I realized I had not posted their current policy. This Stop & Shop coupon policy is taken directly from their FAQ’s as of 3/15/12:

What is your policy for redeeming manufacturers’ coupons?

Our policy for redeeming manufacturers’ coupon is as follows:

  • Only 1 manufacturers’ coupon may be redeemed per item; No substitutions are allowed.
  • The exact item stated on the coupon be must be purchased in order to redeem the coupon.
  • Coupons cannot be redeemed after the expiration date stated on the coupon. The total redemption value of the coupon may not exceed the retail value of the item purchased.
  • Any coupons for “free” products will be honored for the value of the item only. “Free” coupons cannot be doubled or tripled.
  • Act Media coupons cannot be doubled or tripled.
  • Product specific Checkout Coupons cannot be doubled or tripled.
  • Product specific Checkout Coupons cannot be used with any other manufacturers’ coupons for the same item.
  • Non-product specific store Checkout Coupons can be used with another manufacturers’ coupon. For example: a customer my use a coupon for “50¢ off any Produce item” and a manufacturers’ coupon on the same item.

What is your double coupon policy?

  • We double the savings marked on manufacturers’ cents-off coupons up to 99¢. Any coupon $1 and over will be redeemed at face value of the item purchased. In cases where the double coupon total exceeds the value of the item, the offer is limited to the retail price. Lottery tickets, cigarettes, tax and items prohibited by law are excluded.
  • You may double a maximum of 4 identical manufacturers’ coupons. For example: if a customer purchased five boxes of Cheerios and presented 5 manufacturers’ coupons for 50¢, the first four coupons would be doubled to $1. The fifth coupon would only be redeemed for 50¢.
  • Up to an additional 12 identical manufacturers’ coupons/items will be redeemed at face value for a total of 16 identical manufacturers’ coupons.

Do you accept competitor’s coupons?

No. Stop & Shop does not accept competitor’s coupons.

Do you accept Internet coupons?

Yes. We do accept Internet coupons unless we are notified of fraudulent activity involving specific Internet coupons.

Can I redeem coupons on my gift card purchases?

Stop & Shop does not accept coupons of any type for the purchase of gift cards.

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How to determine what coupon inserts are expired

A lot of coupons expired 12/31/10 and we got 5 new inserts in today’s Sunday paper.  So HOW DO YOU KNOW when your old inserts have expired?  This easy HOW TO guide will help you quickly analyze when you can purge your coupons.

OK – so I am embarrassed to say this is my OUT OF CONTROL pile of inserts. If you have read my Coupon Organization post, you know that I only clip coupons when I need them. I keep the inserts intact with the date written on the front and “file” them (usually – LOL :)) into my binder in page protectors.

Well, my system got out of control when we out our house on the market in June and had to HIDE everything to show the house over and over. ANYWAY, enough with my failure…

Since a TON of coupons expired 12/31/10, I wanted to share with you is the EASY WAY to determine which inserts you can TOSS or send overseas to the military. When I am under control, each month I will go through my oldest inserts and when MOST of the coupons are expired, I clip the stragglers to put in my binder in baseball card holders and I retire the insert – sounds real official – LOL!  Doing that keeps about 3 months current in my binder – give or take an insert or 2.

Now you could start at the oldest and weed through each insert looking at the expiration dates OR you can use the COUPONDATABASE as a starting point.  I have already started you off by sorting the database by INSERT ONLY.  You can always search by coupon source.

So I pick INSERT and click SEARCH.  This will show you all the NON-expired coupons from inserts in latest date order.  Then click on SOURCE DATE – to reverse the order to show oldest first.  Keep in mind there may be some regional differences, but this is a good start.

This shows you that there are actually still some Listerine and Reach coupons from LAST January that have not expired – LOL.  You may laugh, but these will come in handy some day for a sweet Listerine deal.  There are a few listed from 8/8/10, but they look like errors, BUT I will scan those just in case.  I will also grab the FAB, Ajax, Dynamo from 8/29.  Then there are a few from 9/19 and 9/26.  OTHER than grabbing those onsie – twosies, you can toss any other insert prior to 10/3/10.  That is when the number of coupons increases.

SO IT DOES STAY TRUE to my 3 months of ACTIVE inserts!

Now to stay on top of it – I try to add a week and remove a week if enough have expired – or sometimes I wait until month end if you have the space. So there you have it. I hope it helps you do a little QUICK organizing of your coupon inserts.

You can do the same sorting by MAGAZINE COUPONS to see when you can toss your old All You Magazines and more.

UPDATE:

thrown away – WAY EXPIRED

Nice & organized – 3 months of inserts and All You magazines

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Extreme Couponing: What do YOU think?

Did you see this piece on Extreme Couponing on Good Morning America yesterday?  It is about a new show on TLC tonight. We talked about this back in March when Nightline did a piece on Super Couponing.

So what do you think?

It is unfortunate that stories like these make all couponers look a little over the top, when couponing is a wonderful way to save our families money.  So are you EXTREME or what do YOU consider EXTREME?

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Filed Under: Couponing 101

Amazon: Baby Stocking Stuffers under $5

If you need stocking stuffers for your little bitty ones, Amazon has some great baby toys under $5.  If you have Amazon PRIME, you can ship 2day for FREE so they will get here just in time for stuffing!

thanks SavingCentsW/Sense

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Tell Me How Tuesday | Catalinas 101

It is the 1st Tuesday of the New Year so I want to try to get back on track with my Tell Me How Tuesday series. You can see all the previous posts HERE.

This weeks topic:

Catalina’s 101

When I talk about catalina’s, am I referring to my absolute favorite salad dressing of all time? Sometimes, but more likely I am talking about the “check out coupons” that print from those machines when you check out at various stores – drug stores, grocery, super stores. They are valid anywhere from 10 days – 3 months to use them, so check the dates.

So what are “Catalina coupons”? The nickname “catalina” comes from Catalina Marketing, the company founded in 1984 by five friends who, while sailing to Catalina Island off the coast of Long Beach, Calif., came up with the idea of using bar-code scanner technology to target coupon customers. This particular brand of advertising is referred to as behavioral marketing, because coupons are triggered in relation to the products which are purchased. They typically fall into three categories: money-off coupons, coupons for money off on your next shopping trip or alerts of upcoming sales.

  • Money Off Coupons – The computer sees the UPC of the brand you buy and spits out a $$ off coupon for a competitor product to get you to try it. I bought Kraft cheese and got a Sargento catalina coupon. That is marketing by Sargento to get customers from their competitors. You will sometimes get more coupons for the same product. Whenever I buy Dole pineapple, I get a get $1/8 Dole pineapple.
  • $$ off your next shopping trip – These are typically printed during manufacturer or store promotions such as “buy a certain $$ amt, get $$ towards next purchase” OR “buy a certain number of items and get $$ off next purchase.” These typically can be used “like cash” to buy anything in the store though certain exclusions apply. See Walgreens 101 for the complicated way Walgreens allows use of these coupons.
  • Alerts of upcoming sales – DO NOT TOSS these without reading them. They often tell of unadvertised catalina’s. Right now, there is an unadvertised catalina on NATURE VALLEY GRANOLA BARS 12/28 – 1/24 – Buy 3 get $1.50, Buy 4 get $2.50, Buy 5 or more get $3.50. They also give an early heads up for advertised deals – people received a catalina alerting them to the P&G Catalina running at Shaws 12/30 – 1/9. Having that info allowed people to use coupons that expired 12/31 prior to seeing the catalina advertised in the 1/1/10 flyer.

There is some strategy to optimizing your savings using these catalina’s. Today I will focus mainly on $$ off next purchase catalina’s you receive at grocery chains. As I said before, Walgreens has a totally different strategy in optimizing these which is complicated, so check it out HERE. I mainly shop these promotions at Shaws, but other grocery chains are similar so the basics still apply.

Buy $$, get $$ towards your next purchase promotions are sometimes manufacturer promotions, sometimes store promotions. You can really save BIG by using coupons on the sale items to reduce your oop (out-of-pocket) and then rolling the catalina you receive to get more products. You can do this for as many coupons you have. Once you are a seasoned couponer, you optimize your savings to feed your family AND donate to local food pantries. See HERE how I rolled my catalinas to get $360 in groceries and made $13 – yup, I made money!

A few tips about maximizing catalina savings (again, general tips, but specific to my knowledge of Shaws):

  • MAKE SURE THE Catalina machine is on (look for green light on the front) and has paper & ink. Ask the cashier if you do not see coupons being printed for the customers before you.
  • If the catalina promo is being offered by the manufacturer, the $$ required to spend is usually calculated from the pre-sale price. This is not secret squirrel info, it is because the catalina typically does not require you to use your store rewards card, so it is programmed against the price that rings in without it – or the shelf price. THIS will vary if it is a store promotion or requires use of your rewards card. There are also typically items not specifically shown in the flyer that will be included in the promotion. The safest savings comes from purchasing only advertised items and using sale price to make sure you reach the spending threshold.

NOTE: Though seasoned couponers use this info to maximize their savings, there is BIG RISK in playing the catalina deals this way. The stores have no knowledge or obligation to honor anything that is not spelled out in their flyer. If it is an unadvertised catalina, or your $$’s spent do not match what the flyer implies you need to do – ex. spend $20 at the prices advertised, you will get no where with customer service if your catalina does not print. Either accept the risk and chalk it up to experience or return the items (which is OK, but gets dicey if you used a ton of coupons and have a lot of items) and let it go. Without an advertisement there are no guarantees! The manufacturer is giving you the money and it is not fair to ask the store to reimburse you if it does not work – if you are not willing to accept the consequences, do not play the game this way!

If they are items you would normally buy, the extra savings is a bonus, but if you are buying stuff just to get the catalina, I would not risk a tricky scenario unless you know it will work.

  • If you are sure all items were included in the promotion and your catalina still did not print, call Catalina Marketing at 1-888-8COUPON (1-888-826-8766) and leaving a voicemail message. They’ll ask for some information off your receipt and look up your transaction, then mail you the coupon you’re owed. This is the same for Walgreens and other stores as well.
  • For “Buy certain # of item catalinas”, you typically are required to do it in one transaction.
  • Catalina’s sometimes double or triple – meaning if it is a Buy $20, get $5 promo, you MAY be able to buy $40 and get $10 in a single transaction. Again, this is a RISK area. I would not try it until you have confirmation it works.
  • You can use coupons on a catalina deal. Whether it is calculated using sale or shelf prices, it is before coupons. Sometimes when a catalina does not print, the store mgmt immediately jumps to “the catalina did not print because you used coupons” – I have heard this from Shaws and Walgreens and it is NOT TRUE. More than likely you made a mistake OR the catalina system was down or some other explainable phenomena.
  • BE CARFUL how things are rung into the register as it may affect your $$ spent total. I once had something ring in as the wrong sale price (the reported shelf price was OK), cashier offered to ring it in manually at the sale price. If she had done this, it would not have registered the shelf price and I would have been short on my spend. This is of course if you are doing the RISKY pre-sale price transactions. Also if a coupon does not scan or you use a competitor coupons, if they do not ring it in correctly as a coupons and just deduct a – $1 grocery, it will also affect your spend.

OTHER FACTS:
Catalina’s are typically manufacturer coupons and cannot be stacked with another mfg coupon.
Even though they are mfg coupons, using them at a different store is definitely YMMV – your mileage may vary. Some stores, especially ones that accept competitor coupons will sometimes accept them.

Well that is all I can think of right now. I hope that helps demystify the whole catalina process. It can be very rewarding, but take it slow.

Please ask any questions you have as we can all learn from each other. I will be constantly update and edit this post to make it clearer, but wanted to get it started!!


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Tell Me How Tuesday – Store Coupon Policies

We continue the Tell Me How Tuesday series of Coupons 101. Check out previous posts:

This weeks topic: Store Coupon Policies

I know I promised you Rite Aid, but I had too much fun with my family this weekend, so I am going to link you to various store coupon policies instead. Many I have posted before, but it is helpful to find them in one place.

Some people find it helpful to keep a copy of the store policy with you while you shop in case you run into trouble with a cashier. I have never had to use one – YET but they can come in handy.

So here is what I have so far… I will continue to add to this as well.

CVS Coupon Policy
Rite Aid Coupon Policy
Walgreens Coupon Policy (at bottom of Walgreens 101)
Target Coupon Policy and Price Matching
Walmart Coupon Policy
BJ’s Coupon Policy

more to come…
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Have you found any great deals?? I would love to hear from you!! Post a comment & share your thoughts!! If you like this post, share with a friend or Subscribe to Maven of Savin’ by Email or feed!! THANKS!
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CVS Coupon Policy

I emailed CVS to get their official coupon policy and this is what I received, I tried to highlight the main points:

Thank you for your e-mail regarding CVS/pharmacy coupon policy. Unfortunately we do not have a copy of the policy to distribute to customer. However, here is a rundown of the most frequently asked questions.

Our registers are set to allow one CVS coupon and one manufacturer coupon per item. However, the staff should be allowing customers to use Extra Bucks in combination with other CVS coupons since these are coupons you have “earned.”

In addition, they should be allowing the use of one “offer at the register” coupon which would be an open offer of $3 off of $15 or a certain dollar amount off of a specific item. Since our registers are programmed to only accept two coupons (one CVS, one manufacturer) per item if the number of coupons exceed the items purchased a member of management will need to assist the cashier in processing the coupons.

CVS/pharmacy will accept coupons printed from the Internet. They must have a legible barcode that scans at the register. If the coupon does not scan at the register, the cashier should politely inform you that we are unable to accept your coupon. We do not allow manual overrides at the register for coupons printed from the Internet. CVS/pharmacy will not accept offers printed from unauthorized internet postings or reproductions, copies, or facsimiles.

CVS/pharmacy does not accept competitors coupons.

When an item is on sale for buy one, get one free and the customer has a buy one get one free coupon for that same product, the coupon will be accepted and both items will essentially become free (plus any applicable sales tax).

Also, two manufacturer coupons can be used on a buy one get one free purchase as long as two items are scanned at the register. The system logic sees two items scanned and will allow two coupons.

Again, thank you for contacting us. We value your patronage and look forward to serving you again soon.

Hope that helps. I rarely have problems with coupons at CVS, but it is nice to know the rules just in case. See CVS 101 for more details about Extra Care Bucks
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